Workers’ Compensation 101: How to Help an Employee Who’s Injured on the Job
Life moves fast. On any given day, you have a traffic-packed commute to and from your place of employment, bills to pay, and you may even have a family to take care of.
Work – whether perceived from behind a desk or on foot – can be just as hectic. Unfortunately, given the fast pace that life moves at, there is no profession that is 100 percent free of injury potential.
With employees continuously receiving less amounts of sleep each night and caffeinating more in the morning, the cocktail of a heavy workload and a taxed mind can weaken an employee’s attention at unexpected moments throughout the day, thus leaving these individuals more susceptible to making a mistake that may have physical consequences. If one of your employees suffers this fate, this article will help you help them take care of their workers’ compensation claim from start to finish.
What is Workers’ Compensation?
According to the Social Security Administration, “workers’ compensation was the first form of social insurance to develop widely in the United States. It [was] designed to provide cash benefits and medical care when employees suffer work-related injuries or illnesses and survivor benefits to the dependents of workers whose deaths result from a work-related incident. In exchange for receiving benefits, workers who receive workers’ compensation are generally not allowed to bring a tort suit against their employers for damages of any kind.”
Chassaniol & Marty, LLC, Attorneys at Law, state that injured workers in Missouri and Illinois can be compensated for most types of injuries suffered at work, no matter who was at fault for the injury. As a business owner, it is wise to address any and all work-related injury circumstances by following these three steps.
What to do if One of Your Employees is Injured on the Job
1. Help Your Employee File a Workers’ Compensation Claim
The first step is to acknowledge that the incident occurred by helping your employee file a claim. Depending on the state your company resides in, you will need to ensure the claim is filed with the proper government entity: Missouri claims should be filed here while Illinois claims can be filed here. The sooner the claim can be processed, the sooner your employee will receive the assistance he/she needs in order to heal and return to work.
2. Work with the Employee to Resolve the Cause of Injury
Part of being a responsible business owner is taking measures to ensure detrimental mistakes are only made once. If a valuable employee is injured on the job, you are obligated to work with this employee to ensure all issues leading to the injury have been resolved. This may include updating your business’ policies and/or procedures as they pertain to the situation.
3. Stay in Contact with the Injured Employee Until He/She Returns to Work
In many cases, employees who file a workers’ compensation claim will need some brief time off of work to heal. During this time, you should maintain an open line of communication with this employee; encourage the employee to take the time he/she needs in order feel better. Together, you may also want to estimate a date when your employee may be able to return to work.